Open more ways to experience payments and get new bank data insights.

FlowPay – Direct Bank Payments

Breaking down barriers to simplify payments and creating new experiences.

FlowPay enables businesses across industry sectors to give a seamless, safe banking experience. It makes it easy to transfer money, pay bills or make payments between banks and users. Our services are developer-friendly, so you can integrate them into your own tools, apps and websites.


Access detailed transaction history. One unified platform to get user-permissioned bank data.

BankFlow powers bank data. From daily insights to monthly transaction history, smart auto-categorisation provides normalised data across all banks.


Verify real-time account balances. Validate consumers’ income and employer information more accurately, eliminating manual paystubs uploads.

Combine open banking data and AI enrichment to identify patterns provides a consolidated report with account balances, uncategorised and categorised transactions, and account identity information.

Registration details

  • Regulated company name
    Reflow Zone Limited
  • Provider type
    Third Party Provider

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